I Product
Product
Merchant Platform
The productized layer for businesses that move money. Take payments, hold and settle funds, share revenue with partners, verify customers, and run a multi-portal back office on a single ledger-backed surface.
Merchant FinOps
One platform for payments, ledger, KYC, and partner oversight — surrounded by consulting and licensing advisory so growing businesses scale on stable ground.
ENTENTAL is the Merchant FinOps platform for businesses scaling their payment operations. We unify payments, ledger, KYC, and partner oversight in a single product.
Software is half the work. We surround the platform with consulting and licensing advisory so teams launch fast and stay compliant as they grow.
One integration covers cards, instant payments, and the methods your customers expect. Routing picks the best path for each charge, retries soft declines automatically, and reconciles results without manual work.
A double-entry ledger captures every movement — receipts, payouts, holds, refunds — in a record that can be replayed and audited. Balances stay accurate even when entries arrive out of order.
Receive, hold, release, settle, refund. Every operation flows through the same controls — automatic where it can be, human-reviewed where it should be — with risk gates before money moves.
Define how a payment splits — by percent, fixed amount, or remainder — and the platform settles each side on every successful charge. Refunds and chargebacks reverse the same way they were applied.
Progressive verification — low friction for low-risk activity, fuller checks as customers do more. Rejected documents queue for human review, and a risk gate keeps blocked entities out of the system.
Merchants, customers, partners and admins each get a self-serve portal — same data, scoped to who’s asking. Dashboards, lists, requests and exports come built in.
Every tenant is sealed off from the next, with roles and permissions tuned to how your team actually works. Sensitive operations wait for a second pair of eyes, and new features reach a chosen audience before going wide. Limits, fees, and caps are set once by admins and enforced everywhere.
A clean REST API and signed webhooks let your systems read and react to anything happening on the platform. Role-based access and a full audit trail come with it.
Product
The productized layer for businesses that move money. Take payments, hold and settle funds, share revenue with partners, verify customers, and run a multi-portal back office on a single ledger-backed surface.
Advisory
Engineering and regulatory expertise alongside the platform. Integration work, settlement design, KYC and compliance posture, and the licensing pathway to operate as a regulated payment institution.
Programs
Structuring operations, designing and executing payment and capital flows that don’t fit a standard product — partner networks, multi-party settlement, treasury programs.
Offices
Brasil
Barigui Business Center
R. Gen. Mário Tourinho, 1746
Campina do Siqueira, Curitiba — PR
80740-000
Uruguay
World Trade Center, Torre 2
Piso 14, Oficina 1416
Montevideo